What's your credit history?

Your credit history/credit report includes information regarding the following items:  

. Identity information such as your name, address,  social security number, spouse and date of birth

. Payment habits such as how promptly you have made payments to previous creditors

. Public records such as records of arrests, indictments, convictions, lawsuits, tax liens, marriages, bankruptcies, and court judgments.

. Debts

. Other relevant credit data

. Information concerning your current employment such as the position you hold, length of your employment, and possibly your income

. Information about your personal history such as the number of dependents you have, your previous addresses and information about your previous employment.

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